Effective Date: August 1, 2026
Welcome to HH Mortgages ("we," "our," or "us"). These Terms of Use ("Terms") govern your access to and use of https://hhmortgages.ca (the "Website").
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use this Website.
1. About HH Mortgages
HH Mortgages is the personal website and business brand of Mohammad Hadi Agahassani, a licensed Submortgage Broker in British Columbia.
Mortgage brokerage services are provided through Breezeful Inc., a licensed mortgage brokerage in British Columbia.
The information provided on this Website is intended for residents of Canada.
2. Website Purpose
This Website is provided for informational and educational purposes only.
The Website may include information about:
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Mortgage products
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Mortgage pre-approvals
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Home purchases
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Mortgage renewals
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Refinancing
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Investment property financing
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Mortgage calculators
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Blog articles
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Educational resources
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Market updates
Nothing on this Website constitutes financial, legal, accounting, tax, or investment advice.
You should consult appropriate professionals before making financial decisions.
3. No Mortgage Approval or Guarantee
Submitting an inquiry, booking a consultation, completing a contact form, or using a mortgage calculator does not constitute:
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a mortgage approval;
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a mortgage commitment;
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an offer of financing; or
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a guarantee that financing will be available.
All mortgage approvals are subject to lender underwriting, verification of information, credit approval, property appraisal, and satisfaction of lender requirements.
Mortgage products, rates, terms, and availability may change without notice.
4. Accuracy of Information
4. Accuracy of Information
We strive to ensure the information on this Website is accurate and current.
However, we make no representations or warranties regarding the completeness, accuracy, reliability, or timeliness of any information published on this Website.
Information may become outdated and may change without notice.
You use the information on this Website at your own risk.
5. Mortgage Calculators and Estimates
Any mortgage calculators, payment estimators, affordability tools, or other interactive resources provided on this Website are for illustrative purposes only.
The results generated are estimates and should not be relied upon as financial advice or lending decisions.
Actual mortgage payments, qualification amounts, interest rates, insurance premiums, and closing costs may differ.
6. No Professional Advice
The content on this Website is general information only.
Nothing on this Website should be interpreted as:
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legal advice;
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financial advice;
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accounting advice;
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tax advice; or
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investment advice.
Every mortgage situation is unique.
Professional advice should always be obtained before making important financial decisions.
7. Third-Party Websites
This Website may include links to third-party websites or services, including:
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lenders;
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mortgage insurers;
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government resources;
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appointment booking platforms;
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mortgage calculators;
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social media platforms; and
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other external websites.
These websites operate independently.
HH Mortgages is not responsible for the content, accuracy, availability, security, or privacy practices of third-party websites.
Accessing any third-party website is entirely at your own risk.
8. Intellectual Property
Unless otherwise stated, all content on this Website is owned by HH Mortgages or licensed for use.
This includes:
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text;
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graphics;
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logos;
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photographs;
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videos;
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articles;
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blog posts;
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downloadable materials; and
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website design.
You may view, download, or print material solely for your personal, non-commercial use.
You may not reproduce, distribute, modify, republish, or commercially exploit any content without prior written permission.
9. Acceptable Use
You agree not to:
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use the Website for any unlawful purpose;
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interfere with the operation or security of the Website;
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attempt unauthorized access to any portion of the Website;
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upload malicious software or harmful code;
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misuse contact forms or communication tools; or
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copy or scrape Website content without permission.
We reserve the right to restrict access to users who violate these Terms.
10. Privacy
Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
By using this Website, you acknowledge that you have read our Privacy Policy.
11. Limitation of Liability
To the fullest extent permitted by law, HH Mortgages, Mohammad Hadi Agahassani, and Breezeful Inc. shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
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your use of this Website;
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reliance on information contained on this Website;
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temporary interruption or unavailability of the Website;
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technical errors;
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viruses or other harmful components; or
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third-party websites linked from this Website.
Your use of this Website is entirely at your own risk.
12. No Warranties
This Website is provided on an "as is" and "as available" basis.
We make no warranties, express or implied, including warranties of:
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accuracy;
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reliability;
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merchantability;
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fitness for a particular purpose;
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uninterrupted availability; or
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non-infringement.
13. Indemnification
You agree to indemnify and hold harmless HH Mortgages, Mohammad Hadi Agahassani, Breezeful Inc., and their respective employees, contractors, affiliates, and representatives from any claims, damages, liabilities, costs, or expenses arising from your use of this Website or your violation of these Terms.
14. Changes to These Terms
You agree to indemnify and hold harmless HH Mortgages, Mohammad Hadi Agahassani, Breezeful Inc., and their respective employees, contractors, affiliates, and representatives from any claims, damages, liabilities, costs, or expenses arising from your use of this Website or your violation of these Terms.
15. Governing Law
These Terms are governed by the laws of the Province of British Columbia and the applicable laws of Canada.
Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of the courts of British Columbia.
16. Contact Information
If you have any questions regarding these Terms of Use, please contact:
Mohammad Hadi Agahassani
Licensed Submortgage Broker
HH Mortgages
Phone: (604) 318-4532
Email: hadi.mortgages@gmail.com
Website: https://hhmortgages.ca
By using https://hhmortgages.ca, you acknowledge that you have read, understood, and agree to these Terms of Use.