Privacy Policy

Effective Date: August 1, 2026

HH Mortgages ("we," "our," or "us") is committed to protecting your privacy and safeguarding the personal information you provide. This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information when you visit https://hhmortgages.ca, contact us, or use our mortgage brokerage services.

This Privacy Policy complies with the Personal Information Protection and Electronic Documents Act (PIPEDA) and the Personal Information Protection Act (British Columbia) (PIPA).

1. Who We Are

HH Mortgages is the personal website and business brand of Mohammad Hadi Agahassani, a licensed Submortgage Broker in British Columbia.

Mortgage brokerage services are provided through Breezeful Inc., a licensed mortgage brokerage in British Columbia.

If you have any questions regarding this Privacy Policy or the handling of your personal information, please contact:

Mohammad Hadi Aghahassani
Licensed Submortgage Broker

Phone: (604) 318-4532

Email: hadi.mortgages@gmail.com

Website: https://hhmortgages.ca

2. Information We Collect

Depending on how you interact with our website and services, we may collect the following information.

Personal Information

Full name
Email address
Telephone number
Mailing address
Date of birth

Financial and Mortgage Information

When assisting you with a mortgage application, refinancing, renewal, or pre-approval, we may collect:

Employment information
Income information
Banking information
Assets and liabilities
Credit history and credit reports (only with your authorization)
Property information
Mortgage preferences
Government-issued identification
Supporting financial documents
Other information required by lenders or mortgage insurers

Website Information

When you browse our website, certain technical information may automatically be collected, including:

IP address
Browser type
Operating system
Device type
Pages viewed
Time spent on the website
Referral website
Date and time of your visit

3. How We Use Your Information

Your information may be used to:

Respond to your inquiries
Schedule consultations
Assess your mortgage financing needs
Obtain mortgage pre-approvals and approvals
Compare mortgage products from lenders
Verify your identity
Complete mortgage applications
Meet legal and regulatory requirements
Improve our website and customer experience
Communicate with you regarding your mortgage needs
Send newsletters or marketing communications if you have provided consent

4. Consent

By submitting your personal information through our website, email, telephone, online forms, or other communication channels, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.

You may withdraw your consent at any time, subject to legal or contractual obligations. Please note that withdrawing consent may prevent us from providing mortgage brokerage services.

5. Sharing Your Information

We do not sell, rent, or trade your personal information.

Your personal information may be shared only when necessary with:

Breezeful Inc., the licensed mortgage brokerage through which mortgage services are provided.
Mortgage lenders and financial institutions.
Mortgage insurers, including CMHC, Sagen, and Canada Guaranty, where applicable.
Credit reporting agencies (with your consent).
Appraisers, lawyers, notaries, accountants, and other professionals involved in your mortgage transaction.
Third-party service providers that assist with website hosting, appointment scheduling, secure document collection, customer relationship management (CRM), analytics, and other business operations.
Government agencies, regulators, courts, or law enforcement when required by law.

We require service providers to protect your personal information and use it only for authorized purposes.

6. Cookies and Website Analytics

Our website may use cookies and similar technologies to improve your browsing experience.

Cookies may be used to:

Remember your preferences
Improve website performance
Analyze website traffic
Understand visitor behavior
Measure marketing performance

We may also use services such as Google Analytics or similar analytics platforms to help us understand how visitors use our website.

Most web browsers allow you to disable cookies through your browser settings. Disabling cookies may affect certain website features.

7. Third-Party Services

Our website may contain links to or integrate services provided by third parties, including but not limited to:

Mortgage calculators
Appointment booking platforms
Google Maps
Social media platforms
Lender websites

These third-party websites and services operate independently and have their own privacy policies. We encourage you to review those policies before providing any personal information.

8. Protecting Your Information

We use reasonable administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, disclosure, alteration, misuse, or loss.

Although we strive to protect your information, no method of electronic transmission or storage can be guaranteed to be completely secure.

9. Retention of Information

We retain personal information only for as long as necessary to:

Provide mortgage brokerage services
Meet legal, regulatory, and licensing obligations
Resolve disputes
Maintain business records
Enforce agreements

When information is no longer required, it is securely destroyed or anonymized.

10. Your Privacy Rights

Subject to applicable privacy legislation, you have the right to:

Request access to your personal information
Request corrections to inaccurate or incomplete information
Withdraw consent where applicable
Ask questions regarding our privacy practices

Requests may be submitted using the contact information provided in this Privacy Policy.

11. Children's Privacy

Our mortgage brokerage services are intended for individuals who are legally able to enter into financial agreements.

We do not knowingly collect personal information from children under the age of 19.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, legal requirements, or privacy practices.

Any updates will be posted on this page together with the revised effective date.

13. Contact Information

If you have any questions regarding this Privacy Policy or wish to access or update your personal information, please contact:

Mohammad Hadi Agahassani
Licensed Submortgage Broker

HH Mortgages

Phone: (604) 318-4532

Email: hadi.mortgages@gmail.com

Website: https://hhmortgages.ca

By using https://hhmortgages.ca, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and disclosure of your information as described above.